Our Team

517 Centennial Avenue, Suite 200, Cranford, NJ 07016

Phone (908) 967-6360 | Fax (908) 325-6593

Personalized service is the professional approach that I extend to all my clients. I believe in understanding every client's individual situation before making any recommendations to them, as well as keeping my clients abreast of today's market conditions by informing them of the latest financial and insurance information. Through frequent communications and personal interaction, I can provide the products and services that help assure my clients' financial security.

Professional/Educational Qualifications:

• CFP®, ChFC®, CLU®, LUTCF
• Million Dollar Round Table (MDRT)*
• EMTM, Stevens Institute of Technology, Hoboken, NJ
• Masters in Computer Science, University of Southern California, Los Angeles, CA

Memberships:

• National Association of Insurance and Financial Advisors (NAIFA), Middlesex County Chapter
• Chamber of Commerce
• Stevens Alumni Association
• USC Alumni Association

Personal:

• Born in Ahmedabad, India
• Residing in Edison, NJ
• Son of Dr. M. A. Patel, brother of Dr. Sunil M. Patel, and proud husband of Dipali Patel

*Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be in good standing of a Professional Association that has met the following criteria: in existence for at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics, and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with this advisor is not a guarantee of future financial results. Investors should conduct their own evaluation. For more information, please visit https://www.mdrt.org/. 

517 Centennial Avenue, Suite 200, Cranford, NJ 07016

Phone(908) 967-6360 | Direct (347) 248-9134 |Fax(908) 325-6593

After immigrating to the U.S., I started my career in financial planning and have been in business for more than 25 years. My experience is largely based on working with individual families, business owners, and their employees. 

My philosophy and work style go beyond a holistic approach, which is customized for my clients’ lifestyle, their family’s financial needs as well as business owners whose personal finances often get blended with their business. 

I work hand-in-hand with a team of financial professionals, including my client’s accountants and attorneys, to ensure the highest quality of service, as well as provide them with sound and actionable advice. 

There is no “one size fits all” product or way of planning. Each person is truly unique and deserves a very customized experience to help ensure that their plan of action is the very best for them.

With my in-depth knowledge of the products available, the market, and my years of experience,  I take a deep dive into my clients’ needs, wants, and goals, fine-tuning a plan of action that prioritizes these goals in order to benefit the client now, in the future, and in case of emergency, as well as preserving their lifetime achievements and legacy. 

I am passionate about coaching people and businesses to achieve their life goals, which often depends on having their financial goals on track.

I love to travel with my family, soaking up the history and culture of other countries. I have two children that I adore. Through my children, I have become very involved in neuroscience and astronomy.

Qualifications and Personal Information

• Over 20 years in the financial services industry
• Former chairperson for PSC Community Services
•  & Blue Parasol LLC
• Former chairperson for Elderly Law Committee of Women’s Bar Association
• Former director, Polish American Congress
• Former director, Polish-American Business Club
• Recipient of National Quality Award from NAIFA

8176 Lark Brown Road, Suite 201, Elkridge, MD 21075

Phone(410) 799-1927 |Fax(410) 799-0460

Farah is from India and grew up in Bahrain, a small island in the Middle East. She received her degree in computer science. She has worked in the financial industry for the past 20 years, having started her career working for Merrill Lynch Investment Bank in Bahrain and then moving to Washington DC, where she was a registered client associate. She has been with Virtus Wealth Solutions for more than 10 years and enjoys traveling and spending time with her family.